I have been spending a bunch at the local restaurant on campus. I have a pact with a coworker to only go on Fridays. So I was thinking of this: every time I go that was not already planned, it not only costs from my allowance for the meal, but I will put the same amount into our savings, but it could work toward debt or a specific goal. That will make the price hurt a bit more. What do you think? Anyone interested in joining me? I think I'm going to do this until I go away in April as a way to break the habit.
I might extend it to impulse purchases, too.